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Privacy Policy โ€“ Perkify Loyalty & Rewards Platform

Learn how Perkify collects, uses, and protects your data on our loyalty and rewards platform in Nigeria. Your privacy and security are our priority.

Introduction

Welcome to Perkify by VaultPayNG, a digital loyalty and rewards platform designed to help users earn points, rewards, discounts, and exclusive perks while helping businesses build customer loyalty.

Your privacy is important to us. This Privacy Policy explains how we collect, use, protect, and handle your personal information when you use Perkify.

By accessing or using our platform, you agree to the terms outlined in this policy.

Information We Collect

We collect information to provide better services, improve user experience, and deliver personalized rewards and loyalty features.

Personal Information

We may collect personal information when you:

- Create an account on Perkify
- Participate in loyalty or rewards programs  
- Make transactions or redeem rewards  
- Contact us for support or inquiries  
- Subscribe to updates or promotional offers  

This may include:
- Full name  
- Email address  
- Phone number  
- Account login credentials  
- Payment and transaction details  
- Loyalty activity (points earned, rewards redeemed, referrals)  

Automatically Collected Information

When you use Perkify, we may automatically collect:

- Device information (IP address, browser type, operating system)  
- Usage data (pages visited, features used, time spent)  
- Location data (for city-based rewards, with your consent)  
- Cookies and tracking technologies  

This helps us optimize performance and personalize your experience.

How We Use Your Information

We use your information to deliver a seamless loyalty and rewards experience.

This includes:

- Creating and managing your account  
- Processing transactions and reward redemptions  
- Tracking points, vouchers, and loyalty activity  
- Sending updates, offers, and promotional campaigns  
- Personalizing rewards and recommendations  
- Improving platform performance and user experience  
- Detecting fraud and preventing unauthorized activity  
- Complying with legal and regulatory requirements  

Information Sharing and Disclosure

We respect your privacy and do not sell your personal data.

We may share your information in the following cases:

Service Providers

We work with trusted third-party providers for services such as payment processing, hosting, analytics, and communication.

Business Partners

When you engage with a business on Perkify, relevant transaction and loyalty data may be shared with that business to fulfill rewards and services.

Legal Compliance

We may disclose information if required by law, regulation, or legal process.

Business Transfers

In the event of a merger, acquisition, or restructuring, user data may be transferred as part of business assets.

Data Security

We implement strong security measures to protect your personal data, including:

- Secure servers and encryption  
- Access control and authentication systems  
- Continuous monitoring for suspicious activities  

While we strive to protect your information, no system is completely secure. We encourage users to keep their login details safe.

Your Privacy Rights

As a user of Perkify, you have the right to:

- **Access** your personal data  
- **Correct** inaccurate or incomplete information  
- **Request deletion** of your data  
- **Opt-out** of marketing communications  
- **Request data portability**  
- **Object** to certain types of data processing  

To exercise any of these rights, please contact us using the details below.

Cookies and Tracking Technologies

Perkify uses cookies and similar technologies to:

- Improve user experience  
- Remember preferences and login sessions  
- Analyze platform usage  
- Deliver relevant offers and rewards  

You can manage cookie settings through your browser. Disabling cookies may affect some features.

Third-Party Links

Our platform may include links to external websites or services. We are not responsible for their privacy practices. Please review their policies before sharing your data.

Children's Privacy

Perkify is not intended for individuals under the age of 13. We do not knowingly collect personal data from children. If such data is identified, we will take immediate steps to remove it.

International Data Transfers

Your data may be processed outside your location where necessary. We ensure appropriate safeguards are in place to protect your information in line with applicable data protection standards.

Changes to This Privacy Policy

We may update this Privacy Policy periodically to reflect improvements or legal requirements.

Updates will be posted on this page with a revised effective date. Continued use of the platform means you accept any changes.

Contact Us

If you have questions about this Privacy Policy or how your data is handled, contact us:

๐Ÿ“ง Email: hi@perkify.com.ng
๐Ÿ“ž Phone: 07049553652
๐Ÿ“ Address: Shop 8, Memory Plaza, Bwari, Abuja, Nigeria

Your Trust Matters

At Perkify, we are committed to protecting your privacy while delivering a powerful loyalty and rewards experience.

Perkify โ€” Turn Every Purchase Into Rewards